... health insurance specialists for a better health insurance value! 
 

6 Simple Steps to a Better Group Health Insurance Value for Your MA, CT or RI Small Business

If you're intrigued and would like to find out what you and your business might be missing out on and  finally get some relief from skyrocketing premiums  and fewer benefits for your money. All you need to do is the following:

Step 1 -  Complete the on-line Group Quote Form for a FREE QUOTE or fax or call in your already prepared census. BE SURE to include current plan carrier; name of plan; current and or renewal premiums and summary of plan benefits including co-pays, out-of-pocket maximums, and benefits both in and out of the network (if any)

Step 2 - MAKE SURE to provide COMPLETE Contact Information including the owner or partners or president's name, e-mail address and phone numbers

Step 3- We'll telephone you for additional information needed to complete a thorough needs analysis and prepare customized proposals for your group if you qualify..

Step 4  - You'll get your rate  proposals and recommendations immediately e-mailed or faxed as soon as they are prepared a few days later. Brochures and other materials can also be e-mailed and or mailed. 

Step 5 - We'll discuss your options further and answer any questions either in person at your location or on the phone

Step  6 - We'll meet to pick up your completed enrollment materials along with a check for your first months premium;  and answer more questions you and your employees may have. Please allow 2 weeks for underwriting. Your effective dates can begin the first of the 15th of the month.

 Approximately 2 weeks later your case will be approved and cards and certificates mailed to you providing you submitted a COMPLETE
application with all employee enrollment forms and waivers completed in full.. Until the certificates arrive you'll be given the information you need to submit claims and use your coverage if necessary.